Explore mortgage options with AGS Financial Mortgage

Your premier mortgage lender located in Greer, South Carolina. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

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What our clients are saying

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Mark Williams

Kyle,
I want to Thank you so very much for the way you handled our re-financing. You delivered all that you promised!
When I reached out to you, you quickly gave me "all" the facts & figures I needed to make an informed decision. And when we did decide to go forward, you walked us through the process, getting what paperwork was needed quickly & efficiently. It was not a typical 30 day wait, one more thing needed & painful experience!
You Are the Best! I would highly recommend you to family, friends & all!
Thank you again,

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Donald Levasseur

In the past I have only used the big banks to get a mortgage. Everyone knows the chore that can be. This time I wanted to try a local business. I picked Kyle Killian and am very happy I did. The experience was great!
From the beginning Kyle was there to help us through each step of the process. He helped us understand what was happening and explained what was next. The entire experience could not have been better.
Skip the big banks and brokers. Pick Kyle

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Jake Adams

I've worked with Kyle to buy my current home and now to refinance it. The experience was amazing in both instances and he communicated clearly and quickly. Kyle lays out what he feels is your best option but will also show you the other options that are available. In both cases he continued looking for the best deal throughout the whole process. Needless to say I couldn't recommend him more and he's the first person I'd call if I had any mortgage related questions!

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Sonia Jaworski

I had the pleasure of working with Kyle on the purchase of my first home. I had no idea what to expect and Kyle was supportive, knowledgeable and excellent to work with. He was quick to respond and took the time to answer all my many questions while walking me through the entire process. He always had my interests in mind and found the best rate available. I truly enjoyed working with Kyle and highly recommend him!